I am hearing that there are no layoffs right now. Last year people were anxious and it happened. Good luck.

Given the rate hikes and lowered volumes in mortgage issuing do you anticipate big layoffs in 2019 for IMPAC

There were cuts at Impac in November 2018 but nobody's reporting. I am the first one. First!

Impac will be cutting resources if things do not improve in 2014. This is simplified but most mortgage companies are reducing resources right now. For example, Wells Fargo Mortgage cut two thousand people in Minnesota earlier this year. So, nobody is... —  read more 

Something like 350 people were let go in orange county

No layoffs recently, 2007 was bad for everyone, but 2014 and beyond will be good years, the whole industry is thriving.