"With starting variable rates ranging from 3.37% to 10.75% APR with auto-debit discount and fixed rates ranging from 4.74% to 11.35% APR, the Sallie Mae Smart Option private student loan for undergraduates is one of the most competitively priced options for students and families. In fact, the starting variable rate is currently the lowest among private student lenders."
https://seekingalpha.com/pr/17594946-looking-cover-remaining-college-costs-private-student-loan-sallie-mae-can-help