Thread regarding Enbridge Inc. layoffs

Benefits after retirement

Wondering if anyone has specific information on what the benefits are like in retirement after you start your pension?

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Post ID: @OP+15poKf4B

12 replies (most recent on top)

Yes. In Canada, 35 years service and 58. Benefits basically stayed the same

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Post ID: @7qod+15poKf4B

I retired in Ontario and do not get the same benefits you must be under the old pension plan and worked at EGD for many years.

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Post ID: @3ypv+15poKf4B

Ah no you are wrong. Obviously don’t work at Enbridge. I retired last year, Ontario, same benefits I had when I worked there.

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Post ID: @3keo+15poKf4B

In Canada there are two types of Retirement Benefit packages. Not everyone is Eligible for both. Actually very few are Eligible for the better package as it requires Age plus years of service on a certain date to add up to a sum. Very few anymore will be eligible the better package.

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Post ID: @1nkz+15poKf4B

No. The retirement benefits are not the same as the benefits you have when working. BIG DIFFERENCES: $1200 deductible for Extended Health. No Dental (but you can use your $1500 a year HSA for dental work). No life insurance at the group rate.
And yes, this is in Canada.

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Post ID: @1ygo+15poKf4B

Unfortunately, that’s the case in Canada as well. I’ve had a difficult time getting clear information.

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Post ID: @1ezy+15poKf4B

In the US you get incompetent HR person unable to answer your questions, or worse by giving you misrepresented guidance. Ahem, CI.

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Post ID: @1jwt+15poKf4B

In Canada you get what the first post describes.

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Post ID: @bon+15poKf4B

In Canada, you maintain the same benefits you had when you were working

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Post ID: @efx+15poKf4B

Ok someone has anger issues LOL 😂 would hate to be working with you - you sound like a miserable person... too much time on your hands bud if you’re reduced to posting nasty comments.

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Post ID: @jps+15poKf4B

Skimpy would best describe the benefits. Extended Health has a $1200 deductible. You get a $1500 health spending account to split between you and your partner. You can use the $1500 for pretty well any health expense, including dental. Unfortunately, dental expenses do not count towards the extended health $1200 deductible

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Post ID: @npi+15poKf4B

Ask HR. Why the f— would you ask here?

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Post ID: @zqc+15poKf4B

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