They cook the numbers every chance they get. Their quarterly numbers are just made up BS and highly manipulated. They lie to the shareholders, investors, agents, employees, media, policy holders, and the general public. This company is in a lot worse shape than they tell us.
This is my thinking as well. There is no way our numbers are what they say they are. I might be wrong but if I'm not, this will come back to bite them in the a-s big time. And I'll be waiting with popcorn.