That’s all fine and well….but for most people, happiness is a cup of coffee before their 9am meeting. And the noonday break to get a yummy lunch makes the day go by faster. These are necessary indulgences to keep from going insane from a job you might not really like.
If you want to cut corners, get rid of the 4 bedroom house you really don’t need or the Lexus SUV that sits in a parking lot all day while you’re at work.
Ladies: stop buying clothes, handbags and shoes. You need 5 -7 outfits for work, rotate them. 2 pairs of shoes and one handbag. It’s a job, dress like a uniform, it’s not a Paris fashion show. No one is impressed when you wear Prada or that leather mini skirt that doesn’t really look that good on you.
Men: stop buying overpriced clothes for a job you don’t really like.
Cut out the big ticket items. If you have 2 kids, you only need a 3 bedroom home, anything more than 1800 sq ft is a waste of your money, costs more to operate, maintain and insure.
You need a car that works, not a leased car and not a brand new car every two years.
And no, you don’t need a vacation every year. Maybe every two years plan an awesome vacation and enjoy it.
Stop spending money trying to impress people you don’t even like.
Get rid of debt. If you can’t pay cash, you can’t afford it. Fact.