"In the U.S., where the bank is struggling to shake regulators' scrutiny, Santander reported a year-over-year decline in net profit."
"In Santander's latest setback in the U.S., the bank's consumer lending unit said on Monday that it was delaying the publication of its financial accounts for the second time this year."
"In June, Santander's U.S. holding company failed the Federal Reserve's stress test for an unprecedented third year in a row because of weaknesses in "internal controls, governance, and oversight functions" as well as problems measuring and monitoring risk."