re: VPs who don't have college degrees....in case you hadn't noticed, not a single one of the 50 states requires a licensed insurance producer to "produce" proof of a high school diploma/GED. that being said, insurance is the gutter of the business sector, a way for working class good ole boys to work their way into junior management based on sales acumen alone. they got as far as they could before the yuppies/elitists with MBAs pushed them on out the door in the last 25-30 years. anybody who flopped as a captive agent can fanangle their way into most corporate insurance supervisory positions and add the useless outside the industry "designations" like CLU etc then why WOULD you pursue a 4 year degree when it is clearly not valued as much just to put in 10-20 years and coast into middle management...it is what it is. THG is a joke of a brand and has no real presence outside of Michigan and Massachusetts, ranked in the mid-30s for super REGIONAL carriers, being in 30 for commercial and 17 for personal lines. Like what do people expect?! Its not even a Top 10-Top 20 national competitor. Small potatoes and I don't blame Joey Z for moving on after a year...THG is stuck in the 1860s and his plans for more diversity in ranks and products were met with a brick wall. I hope THG gets acquired...its a crappy company to work for, it doesn't matter which department, your supervisor likely has no college education/degree and probably got promoted for looking like Renee Zellwegger.