The condition of retirement for many employees at ADP was that ADP would provide medical coverage at the same group rate for 2 years. I recently learned that Aetna will not cover a former employee after employment during those 2 years if the employee is over 65. They said the employee needs to apply for Medicare. That is not what ADP told us. Therefore, many of us are without health insurance until we apply for and get approved for Medicare, which can take weeks.
While still employed past 65, we had Aetna coverage instead of Medicare. ADP should have made their retiring employees aware that the 2 years of coverage will change if the employee is over 65 and that Aetna will no longer remain the primary coverage.