I think the last person who should be blamed is DH. He literally helped me save my family. The guy has the biggest heart of anyone I know.
He still checks in with me to make sure I'm taking care of my family. If there is someone else like him at this company I haven't met him or her.
Zenith was a major gamble but it was done for all the right reasons. He said from day 1 that he wanted to help people. I'm proud to know him. I miss him.