"Surveys suggest that many borrowers are not ready for payments to resume again. In a nationwide survey of thousands of student loan borrowers, Savi and the Student Debt Crisis Center found that 89% of borrowers are not financially ready to restart repayment."
https://www.forbes.com/sites/adamminsky/2021/12/02/student-loan-payment-pause-ends-in-60-days-as-advocates-push-for-cancellation-heres-the-latest/?sh=47be28ba3e43