Last 10 years of financials --> $180 billion dollars of profit.
All throughout my tenure here I've heard all the caution about industry headwinds, low interest rate environment, regulatory issues, etc.......and how we have to become more efficient given all these challenges, yet the company just profits billions every single year.
99% of the staff at this company doesn't really care whatseover about becoming more efficient.
Good luck becoming more efficient when everyone below the C-suite doesn't align. It's all about self-preservation.