That's my one worry if I'm laid off. Everything else I can deal with. I've looked at all the options, and honestly, there isn't a good one. Not when you have a chronic disease. That's the part that’s been keeping me up at night, running through scenarios and trying to figure out how to make it work if the worst happens.
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If you have enough points, Chevron's retirement pre-65 medical plan is very reasonable relative to anything I found in my area on the ACA exchange: about $750/mo per person vs. $1250/mo per person for similar gold coverage (that's assuming you are not poor enough, or use Roth withdraws to pretend to be poor enough, to get government-subsidized medical insurance on the ACA exchange). Even so, health insurance is my greatest single expense in early retirement.
Your wife has a bf? Nice ......
@ec+1jhr5c7ng Imagine being this self righteous thinking you’re more educated and above anyone who disagrees with you. You sound like the Lib Arts PhD’s i dealt with during grad school who have room temp IQs yet think they’re so brilliant. Go ask your wife’s bf if he’ll peg you while you watch CNN, clown.
Good luck with the ACA when the incoming oligarchy, that the uneducated sycophants on this board bootlick so dearly, is done with it.
After showing a year with no income, you can get something on the ACA marketplace. Several have done so - cheaper than even the COBRA CVX offers
Skill issue