Thread regarding AT&T layoffs

Retiree health insurance

Per my contact ATT will provide health insurance until May 2025. April 10 I get confirmation my payment was made. April 22 my doctor says they are being told I don’t have coverage. Ticket created and in 5 to 7 days I can call back to see if my coverage has been reinstated. Such a cluster. People have no trouble believing me when I tell them that AT&T became nothing but a money grab for me. I gave 0 f&$ks about this company.

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| 946 views | | 17 replies (last 26 days ago)
Post ID: @OP+1sbWgItn

17 replies (most recent on top)

“if you think att is bad wait until you go on Medicare. It’s everything you would expect of a government plan.”

True, it is run by the government. I have no defense of things like undeserving people getting it, or persons defrauding it. But, generally it is well run, affordable, and is pretty straight forward, they pay 80% and private plans are available to cover the rest. Most doctors will work with you on the remaining 20% if you choose not to get a supplement plan.

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Post ID: @2wdt+1sbWgItn

Last post struck a nerve!

Pi$$es me off! All the “free” benefits they give to illegals but my father (American citizen) who worked hard his whole life, paid his taxes, SS and Medicare, had a serious accident and became disabled. He can barely get any help, had to hire an attorney to finally be approved for disability which, took over two years. He’s applied for all kinds of assistance only to either be turned down or gotten very little help. He would’ve been bankrupt and homeless, if it wasn’t for family and friends helping out. Heartbreaking to see how our politicians have left the American citizens out in the cold while catering to an illegal invasion, it’s all for cheap labor and future votes (power).

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Post ID: @1vcv+1sbWgItn

“if you think att is bad wait until you go on Medicare. It’s everything you would expect of a government plan.”

How could Medicare be worse than cr-ppy AT&T management plan with $6k deductible and $20k out of pocket maximum?

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Post ID: @1aej+1sbWgItn

if you think att is bad wait until you go on Medicare. It’s everything you would expect of a government plan.

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Post ID: @1lsk+1sbWgItn

I optioned out of the "free" Advantage Plan and kept Traditional Medicare with a supplemental plan G. A little more $$$ up front each month, but after the $240 Medicare deductible, I have yet to pay a doctor bill, plus I can see just about any doctor in the country!

The ONLY reason Advantage Plans are growing is advertising, their to good to be true features su-k people in. FYI, you still pay the Medicare premium on top of the Advantage plan cost.

Should note, if you pick Traditional Medicare day one, by law you will be accepted into a supplemental plan no questions asked. If on Advantage and you decide to switch back to Traditional Medicare, all bets are off on the supplemental, you can be rejected or pay higher rates. Good Luck all!!

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Post ID: @1hgv+1sbWgItn

"If you recall the push to privatize medicare, that's what these advantage plans are all about."

Yes. Be extremely careful with choosing an Advantage Plan and research what the situation is in the state that you live in. I opted not to go for AT&T's retiree Advantage Plan because, although it does have some nice features (it's a PPO and not an HMO), in my state (which applies to most states), once the trial period is over, I would not be able to switch to a Medigap plan without medical underwriting. And there are very few other Advantage plans to choose from in my rural area. UHC is notorious for delaying approvals, and also using AI to determine if you need treatment or not. Remember, with any Advantage plan, although they say that they cover what Medicare does, it's the insurance company that has the sole discretion to determine what is "medically necessary", not your doctor. I do NOT want to deal with that.

In addition to the inherent issues with Advantage Plans, AT&T made a huge mess with the billing and implementation of the plan. People were told that they had not payed th eir bills, when they did, and there were all kinds of other issues and confusion. It was a horrible mess late last year and early part of this year. Since I opted out of it, I don't know if they've straightened this out or not, but if you were to choose AT&T's Advantage Plan through UHC, you are now dealing with TWO inept bureaucracies- AT&T (outsourced to Alight) and UHC, in addition to your own physicians. So beware and do all of your research. It may or may not be the best choice for you, but do into it informed, and also realize that both UHC and AT&T can change many of the conditions of this plan. Once you are stuck in an Advantage Plan, you may not be able to easily go back to traditional Medicare - where you doctor makes most of your health care decisions.

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Post ID: @1jva+1sbWgItn

Our retirement benefits have been taxed into non existence because of Obam-a-care and now they give them to ille-gals.

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Post ID: @1fbf+1sbWgItn

the best way to describe the change in medical that someone who retired with medical benefits is the difference between an AT&T broad plan and an HMO. Neither is great but one can be really bad. Previously the subsidy they provided could be used to get whatever supplemental plan you wanted to enhance basic medicare however you saw fit. Now that can only be used to get a single advantage plan which as others pointed out might not be worth all that much. You might think you are getting a lot for that but you can shop around and easily get an advantage plan on your own and they all pretty much have limited doctors, hospital, etc and that's how they "look like" they are increasing the number of things covered.. If you are lucky enough that your doctor is in the plan, you might come out ahead, but if you have any issues, you are extremely limited in where you can go. It's the classic "hope you don't get something really bad" because unless you have a great community hospital, that's where you might be required to have surgery with the plan.

This change became effective this year and is a typical AT&T renege on what they promised. Especially feel bad for anyone who retired specifically to get this "benefit" before they stopped offering it to "rule of 75" eligible people because they essentially took the original benefit away after the fact.

If you recall the push to privatize medicare, that's what these advantage plans are all about.

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Post ID: @1mjp+1sbWgItn

Due to Nostradamus’s predictions for 2024 the human life expectancy will increase to over 100 years. When humans defeat the rebel AI we will need health care for many years after retirement.

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Post ID: @1wle+1sbWgItn

Do I understand correctly that pre 2020 management retirees used to get Medicare subsidy of roughly $200 a month for retiree and $140 for spouse? This has been replaced with Advantage plan, and the subsidy now is only worth $50 per month per employee and nothing per spouse?

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Post ID: @fpr+1sbWgItn

When I go on Medicare I will go on Plan G. Not Advantage.

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Post ID: @cjp+1sbWgItn

An advantage plan is terrible as you have to visit the PCP for a referral and UHC has to approve specialists. UHC is known for their delay tactics. Afterall, if you die first then they don't have to pay out.
But rest assured Stankey, Stephenson & Bid Ed and others in the C Suite - have great insurance & IS NOT the UHC Advantage plan.
They merely go see a Doc, any Doc, the Doc bills & the Company Pays directly. No negotiable price for Execs.

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Post ID: @gdr+1sbWgItn

Sorry, that was for Management employees that did not retire before December 31st of 2021.

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Post ID: @xqi+1sbWgItn

“Our life could have been very different.
But, hey! Thanks to you it isn't.
Don't make your future you hate you!"

Lyrics courtesy of NerdWallet

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Post ID: @phs+1sbWgItn

Are you a union or management retiree? Are you pre or post Medicare. Management doesn’t have retirement medical unless retired bu the end of 2021. If you retired before, you should have coverage, however cr-ppy it is.

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Post ID: @dcx+1sbWgItn

You expected something different from AT&T?

T is treating the retiree’s the same as the active employees (do not care attitude). Do you recall what it was like as an active employee? Therefore, there is no difference in the treatment of either group.

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Post ID: @tzm+1sbWgItn

Look, AT&T handles health insurance just like any other AT&T run undertaking. If it is 50% correct (some of the time), then it's close enough. Why would you think AT&T has raised it standard for health care compared to anything else it handles?

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Post ID: @ygr+1sbWgItn

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