Providers in our area no longer take AT&T benefit offerings for Vision and Dental. Everyone except mall eye doctors refuses EyeMed (like Visionworks and chains you find at Walmart). Dentists in my area are parting ways with Cigna. Everyone citing underpayments and reimbursements for both types of insurance.
Our high deductible medical plan is a joke too. Our primary care doctor doesn't get the concept of our included wellness visit and we have to fight that every time. Every time. They find some reason to code our once a year wellness visits as non-preventative. We've been shopping, but they're all the same.
We've resorted to buying our own vision care and paying out of pocket for dental and just buying our usual meds overseas because around here, once you're on prescription meds, they treat you as having a pre-existing condition so you don't get a wellness check up for free (and they won't refill your meds without a check up that they happily charge you for).
Anyone else running into these issues in your neck of the woods?