Thread regarding Cisco Systems Inc. layoffs

Make medical, dental and vision appointments now

Get a physical, get your teeth cleaned and get your eyes checked while you still have health insurance. Cobra is so expensive and you may not be able to afford if you are LR’d and it may take a while to get a new job.

We don’t know who’s on the list and it’s best to finally take care of yourselves. You don’t want to find out something is wrong with you when you have no health insurance.

Also, use EAP if you need to talk to someone or if your mental health has taken a beating. You owe it to yourself.

Good luck great people

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Post ID: @OP+1uqn1GEB

6 replies (most recent on top)

this is good advice for everyone as we head into the last quarter of the year regardless of layoff status. These are benefits you're paying for, take advantage of them.

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Post ID: @4hck+1uqn1GEB
... to find the insurance from the next company doesn't recognize "you could have paid for COBRA" as continuous coverage which means they won't cover preexisting conditions for at least a year.

Most companies, in my experience, are "group health plans" and never really considered pre-existing conditions or cared about a break in health insurance.

Dental plans, on the other hand, don't even care that you had COBRA. I went from a Cisco provided MetLife dental plan where I had a tooth extracted in preparation for getting an implant put in. Before the extraction site could heal, Cisco laid me off and I had the implant socket? put in place under COBRA, which was effectively still Cisco's group plan. Then I started a new job and signed up for their insurance benefits and kept my COBRA benefits until the end of the year when the deductibles reset. In Jan, I tried to get the tooth put in (the implant crown) and the new employer's MetLife dental plan said they didn't cover "missing teeth". Because the "group plan" changed, regardless of being a plan through MetLife, and having uninterrupted coverage, it was still considered a missing tooth and I had to pay the full cost of the crown.

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Post ID: @1fuq+1uqn1GEB

Some people take advantage of the idea that you can back pay that first month of COBRA if you need it but don't when they don't use it only to find the insurance from the next company doesn't recognize "you could have paid for COBRA" as continuous coverage which means they won't cover preexisting conditions for at least a year. Learn these risks and more to make a wise decision for your circumstances.

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Post ID: @1krk+1uqn1GEB

100% will get crowded by Eo2025 with everyone working to take advantage. Book early and book often.

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Post ID: @knu+1uqn1GEB

Great advice. Time to stop worry, and do something positive for you and family.

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Post ID: @rtl+1uqn1GEB

thx

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Post ID: @qtj+1uqn1GEB

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