An eye-opening report by The New York Times published over the weekend found that many of the newly insured are “feeling nearly as vulnerable as they were before they had coverage.”
Indeed, in many states more than half the plans being sold on Obamacare insurance exchanges have a deductible of $3,000 or more, according to a survey by the newspaper.
For many, that means they must pick up the cost of many routine doctor visits and treatment, while counting on their insurance primarily for catastrophic or other major medical expenses.
Among the findings of The Times survey:
-- In Miami, the median deductible for health insurance is $5,000, with half the plans above the median and half below it.
-- In Jackson, Miss., the median deductible is $5,500.
-- In Chicago, it is $3,400.
-- In Phoenix, $4,000
-- And in Des Moines, Iowa, it is $3,000.
According to HealthPocket.com, Bronze plan deductibles are rising on the Obamacare federal exchanges by an average of 11 percent to $5,731 and Silver Plan deductibles are rising by 6 percent to an average of $3,117.