Thread regarding Chevron Corp. layoffs

I agree. Your health is most important. God bless you guys who risk your lives to serve us and the community.

That's not bad if you can afford it, for good insurance. Beats the hell out of the government subsidized wait-in long lines for inferior care rubbish. Your health is the most important thing in the world.

We had 75 points and pay roughly $1100. /month. Its the same plan and same coverage we had when we worked. Copays etc all the same.

Those are not the numbers that I have on my quote sheet but it's not 2018 anymore either. Also it may be different if you just look on the website vs a real time quote.
And No, I'm not posting them(typing it all out) here, thank you very much. Get your own info, not that hard if you are a real employee.

I am a pre-65 CVX retiree, and I can confirm that @6dnu+14pv7G7P quoted the correct (2018) medical insurance premiums.

I am amazed that some of the other posters think that these are not expensive. Perhaps these posters have a lot of money to pay for medical insurance, or perhaps they really don't know what the CVX Retiree premia are like.

6ovk: I wish what you say is true, but it simply is not the case.

For Pre 65 Retiree Employee health care, Chevron will continue to pay the same amount for your health care that they did when you were an employee, if you have 90 points. The plan choices are generally the same as employees have. The employee contribution is, however, higher because you are in a higher risk pool. For 85 points Chevron will pay ~90% of their normal amount. For those with 90+points typical out of pocket employee + family health care insurance will range from ~400-1200 per month depending on plan and # of people covered. If you have relatively few "points" this insurance may not be a good option as the % Chevron contribution is minor.

That must be you popcorn. Spreading visceral on this site seems to be your only bit of joy in life. Very sad really.

@5wtm, That may be true for you but speak for yourself only, I have a job lined up already, outside of oil & gas. I would welcome a layoff with a smile! Also don't know why so many losers like you don't have a normal online location to chit-chat about miscellaneous topics like everyone else and are so pathetic that you need to do so on an anonymous layoff site. just sayin'.

I think @6dnu is one and the same as the illiterate who believes that healthcare should be free for him, paid for by others, and that's why his little panties are in a wad, lol.

@6dnu, you poor baby, "Underware"???? LMAO. I think you mean Depends, in your case, lol.

500j: you obviously have some anger issues or your underware is just too tight.
I do not have this years number on hand (and I am not going to bother to walk to my office to look), but in 2018 they were, for a pre65 ex-employee and spouse:
Chevron Medical PPO (Anthem), $1296/mo.
Anthem HDHP, $996/mo.
Anthem HDHP Basic, $933/mo.
Medical HMO (HMO Blue TX), $2298/mo.

Your 100% Chevron match might reduce it to $12k/yr, but I doubt it.

@4rxc, Don’t worry. Once you’re laid off fairly soon, you will become a retire. See the relationship now?

Nothing is free.

Even $12,000 is nuts if you can get ACA coverage for free. The silver plans are excellent.

Depends on whether or not you want to take a chance, roll the dice and wait in line with all of the low-lifes and take a ticket for your turn to see Dr. Hamed Hussien, M.D., or pay for real insurance. .... your choice.

@4zcr, Thanks for adding to the disinformation, you are a perfect example. It's apparent that you don't know squat and are a poser spouting BS and lies, as are many on this site. "as of now" does not apply in your case, unless you are lying. You gave yourself away, not to mention the false data. Once you make the decision it's done. Like Social Security after the file & suspend cutoff. There's no "Obamacare is looking better", for you, you are speculating and are a pathetic loser leftist. You have no knowledge of the costs and haven't researched, it's less than $12k for me, PPO, low deductible. Nothing's "looking better" for someone who has made the decision and it's a done deal, unlike you, a liar spouting hot air and BS.

Lots of disinformation on this thread. The Chevron retirement health plan basically covers the price of Medicare advantage ... under $2k.... after you get this old age benefit from the government. The employee pre-65 cost for ex-employee and spouse is about $16k/yr for PPO-anthem (less for high deductible and more for HMO). You must join before your COBRA coverage expires (generally within a year post-employment). If you drop later you can not rejoin. Your only other join event is when you hit full retirement age (at which point you get Medicare and your 100% coverage takes care of most of an advantage plan). As of a few years ago the retirement insurance plan is not in the same group as active employees, and that was I big downgrade in my book in term of guaranteed price support. To me the Obamacare until 65 option is looking better, unless the Republicans manage to k–l the whole deal. As of now I am still in Chevron Pre-65 because spouse has pre-conditions and I do not like unhappy surprises.

It covers the exact same things that your current insurance covers, except at a higher cost. It's right there on the Chevron website. Do you have a computer and know how to search?

It's pretty clear what type & class of employees we are working with on most of these threads. For example, most assume that they will need to be relying on Obamacare to help subsidize their future existence. How precious!

Is this the retiree's site or the layoff's website? Darn, I sure enough thought that this was a site for employees to discuss layoff related topics. Where can I find the layoffs forum for those topics?

@4ums, That is incorrect. If you are one who will not have any income, speak for yourself only. Do not assume that you know other's finances when you do not have a clue. Thanks.

Once you retire you have no income, so you can get the full subsidy under Obamacare. It’s fairly straightforward.

We’re not discussing Chevron Employer Paid coverage on this thread. Head to the very top of the topic page. We’re talking about Chevron Pre-65 Retiree Medical Coverage, aka FOR RETIREES ONLY WHO HAVEN’T TURNED 65 YET. For those of you still working at Chevron, no need to respond as you all have no clue what it costs. For those of you who are retired and are not yet 65, please feel free to comment, since you do know what it costs. My opinion is, like the other guy said, it’s unbearably expensive.

Points are not too difficult to calculate but you need to be able to add together age and years of service. You can use a calculator if needed. If you are stumped by this test, I suggest a nice annuity. And full price health plan!

I don't know who you are replying to, but I am not yet retired, so I pay the same as any other employee for insurance. I don't even know how many points I have, probably over 90. All I need is 75, I am grandfathered in.

so what is your monthly premium running, how many points do you have?

@jto, I don't see your point about being "unbearably expensive". The company has been paying for this for you, on your behalf for years, as part of your compensation. You have been paying for this as well as me, and I find the insurance exceptional. That's simply the cost. Simply because it's part of your compensation doesn't make it more or less expensive.
By comparison, I shopped on the exchanges, and I compared health plans to get a plan that was comparable to what I get through Chevron, Blue cross Anthem. During retirement, when I really don't have that large of a portion of my life left to live, the last thing I want to do is go low tier on health insurance. I am financially able and personally, I wouldn't know what else to spend my money on. I have all the toys I can dream of and travel(ed) frequently, although that may change.
In any case, I found the rates on the exchange comparable to the pre-65 retiree rates,except for unknown insurance with unknown reliability, quality and unknown customer service levels. I would prefer to continue with the CVX insurance and pay the retiree rates for a few years. Now, consider that I will have too much annual income to get a subsidy, even after retirement from Chevron. Many other near-future retirees that I spoke to came to the same conclusion. Doing the play-poor and jumping through hoops to get the subsidies never tickled my much either. I prefer to live my life as luxurious as I like, as I can afford it. Can't take it with you!

@2ozf, The Virus response is suppose to be a temporary measure, like Solyndra, Fisker, Cash for clunkers, O-phones, the B.O. Corporate bailouts massive giveaway and many many numerous others by your messiah. It is not a permanent solution to anything.
Who are these "tea party" people you speak of. From 2009 or so? Is that still a thing? Do catch up. On the layoff's forum you think people are worried about all that or losing their job and feeding their families?

Universal healthcare is typically favored by those who are vengeful against those who are more successful and earn more and would like to shift the bulk of the burden of healthcare cost away from their own responsibility, and to someone else. It's simply another form of wealth redistribution. In general, the wealth distribution involves shifting away from the opponents of universal health and TO the proponents. The lowest earners and people living on the nanny state are also big proponents of having more services that are paid for and funded by the labor of others. Why not? Why only settle for the free stuff that you are receiving when you can protest and vote for more? Now if it was fair and everyone would have to contribute (are taxed) the same for it, it would not be near as popular.

Why do we have to raise taxes? The government has just printed $4.4 trillion with NO OVERSIGHT attached. I don’t hear you brain dead tea party id–ts complaining about that.

With the price of crude low and at risk of staying low, there is even more chance of many of us getting laid off and losing our jobs. Do any of you guys know which part of the website has the topics related to layoffs?

@2zah, Universal healthcare will actually save everybody money and provide adequate coverage for all. You fail to see the entire economic picture and how everything in life’s necessities are interrelated. Many people grasp the common sense aspect of universal healthcare and how it can only work well in highly developed countries. It’s not worth my time explaining something you don’t or won’t want to understand. I can see the way the country is shaping up and know universal healthcare will be here before this decade ends.

@lmk, Indeed, it's a good thing that we don't have the 47% who pay no federal income taxes to not only sponge off of the working class for tax credits, have use of the infrastructure that they do not contribute to, but also to be able to mooch free health care off of the others who actually work hard pay taxes, Yes that is a good thing. If you wish to live in one of the so-called "developed countries" that you reference with ultra high taxes and tax-payer provided health care, why don't you? What's stopping you, child? No balls? All talk? Yes, We all knew that. You are a worthless pathetic sponge. Just confirming what everyone already knew.

Private healthcare insurance in the United States is a ripoff, at least for 80% of the nation it is. A universal single payer healthcare system would work better for everyone. For the 20% who want or think they need expanded coverage should be allowed to purchase it from a private sector insurance company. Those of you who currently enjoy employer paid or subsidized healthcare insurance, shouldn’t disagree so quickly either. You could find yourself without a job or retired before Medicare age and with the prospect of sky high unaffordable premiums. Healthcare costs in the US today is a total disgrace.

Why is it a good thing? id–t.

Good thing we don’t have socialized health care like the rest of the developed world. That would be just terrible.

https://www.thelayoff.com/t/VyiN1B1

Here is an old post on topic that may be helpful. I hope the link works. Good question.

I’m a pre-65 Chevron retiree. The Chevron pre-65 PPO medical insurance has the same coverage as the employer paid PPO, but CVX does not subsidize the cost, so it’s unbearably expensive. Think carefully about enrolling in the pre-65 Chevron medical before you are 65 years old. You can get into the plan only once. It’s better to wait until 65 to enroll in this plan and get the benefits of Medicare Advantage. The premium comes way down and Chevron will also kick in your accrued Chevron Medical Percentage, that drops the premium even lower. Depending on the State and city you live in, the premium can be as low as free.

Really hard question to answer. Are you going to replace your existing coverage. PPO?