If anyone has ever had the chance to match up OFF CYcle checks with deposits made to their 401k account they should perhaps look at:
The curious ones, the ones that are the deposits that while fall within rule the 15 day deposit rule (perhaps) yet somehow the deposit (from the off cycle check) is moved and always falls after a dividend is paid.
The funds are in limbo for like 5 business days.
There has been lawsuits resulting in class action settlements in the millions of dollars with Fidelity one occurred last July 2020 no less.
Perhaps it’s just a strange occurrence though.
Interesting none the less.