I find it hard to understand why this management team is in place still. I have never been talked to so rudely by executives. They love using scare tactics and love the "f" word and use it in their rants to their staff. Can't tell you how many times I have heard that word in meetings and also that "heads will roll" and "if this isn't resolved, someone won't be here tomorrow". Amazing how much stress the entire workforce is under because of a few.
What the board needs to do is look at the executive level, from the top on down, and apply the same efficiency model to these individuals. Just look at the top 3 levels. Could save millions of dollars and see no impact on the business. Time to get rid of the good ol boys club, get out of politics and feel good things, and get back to be what we are supposed to be a BANK!