There has been no mention about RTO for mortgage. In fact, in NJ, PA and parts of NY, the closest hub is NYC which is way outside of the 30 miles everyone is talking about. Any word on this?
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We just got a new person that got stuck in one of the Philly hubs. Don't ask me why, considering HM has absolutely nothing to do with any of their local business lines, but "collaboration and culture!"
There is an office in Philadelphia
Look on the Job Search board for India. I think most of mortgage ia going offshore.