Thread regarding USAA layoffs

Candid review by an Intern

I joined USAA as an intern few months back, hoping to build my career here. After hearing too many good thinks on the web. Unfortunately, the experience was disappointing enough that I decided to leave for another bank last week.

The biggest issue was the constant organizational changes. Teams and priorities kept shifting, making it difficult to focus on meaningful work or feel any sense of stability. On top of that, budget constraints seemed to impact every decision, resulting in limited resources and frequent compromises.

The work culture was heavily driven by micromanagement. Every story and task required excessive oversight from the product manager, leaving very little room for engineers to make decisions or take ownership. Instead of being trusted to deliver, it often felt like every small detail had to be monitored and approved.

The return-to-office policy made things even worse. Employees were expected to be in the office four days a week regardless of personal circumstances. It didn't matter if you had been on an overnight production call and barely slept—you were still expected to show up in the office the next morning. There was little flexibility or consideration for employee well-being. The work life balance is zero here. Its strange that USAA is still claiming themselves as best companies to work for and misled the future employees

To sum it up, the environment felt rigid, exhausting, and not conducive to learning or growth, especially for someone early in their career. I eventually decided to move on and accepted an opportunity at another bank that offers a healthier work environment, better trust in employees, and a much more sustainable work-life balance. Felt like a titanic to me and only course of action was to jump off before it sinks.


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Post ID: @OP+1kx4kk1y8

25 replies (most recent on top)

@d1 agree, this post seems fake.

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Post ID: @22d+1kx4kk1y8

It is evident that the author, as an outsider, was aware of significant changes in C-suite leadership and the impending micromanagement.

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Post ID: @19d+1kx4kk1y8

"Welcome To The Jungle" by G-ns'N'Roses was playing in the background if you know what I mean. The bush is dangerous and wild.

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Post ID: @15d+1kx4kk1y8

Enjoy the kick to the curb little boy. TOF is here to tell you how unmotivated you are, what good vegan recipes are, and how many designer eyeglasses I bought with the "bag" I earned leaving USAA. It was like getting knocked up by some pro athlete.

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Post ID: @15c+1kx4kk1y8

Wow! What incredible insights! You were absolutely spot on evrything you mentioned is so true and really resonates. Hats off Man !

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Post ID: @155+1kx4kk1y8

The ship is really sinking. You're right intern !!

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Post ID: @14t+1kx4kk1y8

I get what you’re saying. Having been at multiple banks / orgs I fear you’re going to find the same vibe (if not worse) everywhere else.

They will all have you drink the their brand off koolaid and fail to live up to their commitments.

Just go to blackrock or somewhere that owns their arrogance and drive to make money. Your bank account will appreciate it.

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Post ID: @10p+1kx4kk1y8

Fu-k USAA and grant that MF corrupt criminal. USAA has some criminal Brady cops.

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Post ID: @wp+1kx4kk1y8

USAAs reputation as a great company is only supported the kool-aid drinkers... Anyone with half a brain or the ability to think critically will see the dysfunction and hypocrisy everywhere. I have worked for the largest privately held company in the US and they were great. I've worked for some of the largest publicly held companies and they were fine. USAA, for all it's back-slapping and self-aggrandizing is by far the WORST company I have ever worked for. Toxic managers? Check. Micromanagement? Check. Sincere interest in doing what's right for the member? Check the news... 51% of claims were denied...one of the highest. USAA is a sh!t company. The only good thing is the benefits and those only go so far when you realize your career ain't going no where and your work-life-balance is in the toilet.

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Post ID: @re+1kx4kk1y8

@hy I reckon you's the smartest one here

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Post ID: @jw+1kx4kk1y8

@hy Hey, were you not popular in high school, or did you just major in skipping English classes?

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Post ID: @jv+1kx4kk1y8

I gave y'all interns the brutal truth. What you do with it is your problem now. I already made it off the Titanic, so if you choose to ignore the warning signs, you'll be going down with the ship alone. Won't be posting here again

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Post ID: @jd+1kx4kk1y8

@hy Oh yes, clearly the prevalent use of an em dash, an Oxford comma, and semi-colons, ‘list all the punctuations in English language’ is the true indicator of the use of AI. Because no human in history has ever written a clean, articulate essay without AI’s help. Funny how these perfectly normal punctuation habits existed for decades without controversy…… right up until everyone discovered ChatGPT.

Maybe don’t break the news to Moran that structured sentences equal AI-generated; he might take it personally when he realizes his speeches suddenly qualify.

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Post ID: @j7+1kx4kk1y8

FYI @er is written by AI (sounds like Claude) and the OP post is as well. The em dashes are a dead giveaway.

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Post ID: @hy+1kx4kk1y8

@OP - Pure toxic environment. specially in IT

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Post ID: @fh+1kx4kk1y8

USAA has had nothing but issues since the day Gen Robles retired. Then you had internal issues between Stuart and Wayne, because Wayne thought he should’ve been the successor to Gen Robles. Then late 2017 all the talk about “be a compliant company” (BCC) and blaming front line MSR’s for the compliance errors, little did many know but the OCC was already settled in the FSB 4th floor offices, digging into the banks practices. Then January 2019, CFPB fines and OCC consent order within 7 days of each other, and it just kept getting worse and worse.

One problem with the leadership in the bank, they think everyone below them is d-mb as rocks. Which is why when Mike Moran has his town halls, he tries to talk like he’s the smartest guy in the room, and if he uses corporate jargon and big words, majority won’t understand and tune out. But if you pay attention and read between the lines, the bank is neck deep in sh!t creek with its mouth wide open.

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Post ID: @f8+1kx4kk1y8

The core frustration is clear: large, hierarchical organizations pile on layers that breed meetings rather than results. Messages bounce between levels, slowing down or dying in transit. During downturns, the people actually doing the work are the first to go, while the layers remain,and those who built the bureaucracy stay untouched. That’s the point: do the right thing, and you’re gone; raise concerns through official channels, and your career can quietly end. Customers pay for results—they don’t want empty gestures, and they certainly don’t want more managers. Even reorgs, sold as progress, mostly manufacture confusion and do little for those they’re supposed to serve. If organizations genuinely want to serve their customers and employees, they should cut unnecessary layers, empower those who deliver real value, and make decisions that value results over appearances.

What’s the solution? Restore leadership rooted in accountability and mission focus. At USAA, four consecutive CEOs from the flag ranks, senior military officers, built a reputation for conservative risk and cultural stability. The decline began when USAA moved away from this model: fines, losses, layoffs, and regulatory actions followed. To recover trust and results, organizations should look to leaders who embody discipline, integrity, and accountability.

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Post ID: @er+1kx4kk1y8

It’s a giant sh-t sandwich since 2020. For everyone. Don’t work here.

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Post ID: @ec+1kx4kk1y8

Zero percent chance this was written by an intern.

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Post ID: @d1+1kx4kk1y8

@a6

Simplistic bootlicker, there are better opportunities than those provided here.

You may not be bright enough to comprehend or take advantage of them, but they do exist.

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Post ID: @cb+1kx4kk1y8

@a2

I haven't been impressed with bootlickers since 1971 and your contribution didn't help.

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Post ID: @ca+1kx4kk1y8

The bank is a sinking ship, sadly!

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Post ID: @b0+1kx4kk1y8

OP well said, great observation, and I don't blame you. That's the right decision, I'd do the same if I were on your shoes. Unfortunately, I've gone too long, I am just waiting for my retirement or severance, whichever comes first. This place has lost its way, there's not a North Star any longer. It's a toxic place and even just one minor mistake could send you packing. I was from a big bank and I prefer the culture there.

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Post ID: @aq+1kx4kk1y8

@OP LOL good luck buddy, chances are new employer we be the same if not worse. Welcome to the real world.

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Post ID: @a6+1kx4kk1y8

I remember when it was hard to even get an internship anywhere, and here we have one whining that they have to show up to the office lol

I haven’t been impressed with the Gen Z interns since the late 2010s

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Post ID: @a2+1kx4kk1y8

wow !
Its quite unfortunate that we are fresh good talent. I don't blame them

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Post ID: @a1+1kx4kk1y8

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