And this one can't be blamed on former regimes...
https://www.wsj.com/articles/wells-fargo-agrees-to-pay-shareholders-1-billion-to-settle-class-action-suit-82e67977
It's all you Charles. There will be no true progress until the Hudson Yards Mafia is downsized. All they do is throw money away on scandals and nonsense while raking in huge and unjustified salaries for themselves. It's ridiculous. Absolutely horrible executive performance. Solidly in the "needs improvement" category if you apply their own criteria for ratings.