Thread regarding Wells Fargo & Co. layoffs

Cycle your streaming services
Cancel unnecessary memberships

This ^ below, things outside your control, why worry, stress will only ki-l you. Up skill, live below your means and always be ready for worse case scenario.

You know...as someone who is not worried about being laid off (and if I do...new job in a few weeks...I am in demand) all of these things should be already happening. I sell stuff on Ebay to generate money for vacations. I have internet for life, dual bonded VDSL for $45, never carry a balance on cards. When I retire...it will just feel normal when not getting the salary I am used to. We all need to live a bit more frugal...as I watch the cleaning services stop at my neighbors....and the lawn care....and the new cars. I have a mid 90's truck, a 2012 honda...both will get me where I need to go. I don't NEED stuff...but I do have money in the bank so when I WANT stuff.

Stop wasting time crying over things out of your control (should top your cry baby list)

Rediscover what you already own. When was the last time you had board game night with the family?

You know...as someone who is not worried about being laid off (and if I do...new job in a few weeks...I am in demand) all of these things should be already happening. I sell stuff on Ebay to generate money for vacations. I have internet for life, dual bonded VDSL for $45, never carry a balance on cards. When I retire...it will just feel normal when not getting the salary I am used to. We all need to live a bit more frugal...as I watch the cleaning services stop at my neighbors....and the lawn care....and the new cars. I have a mid 90's truck, a 2012 honda...both will get me where I need to go. I don't NEED stuff...but I do have money in the bank so when I WANT stuff.

Emergency fund (at least 6 months)
Or HELOC while you are still employed
Or One $0 credit card available
Network
Get on file with staffing agencies

Tell your kids and wife you are on a budget. Instead of vacations, take them to local museums, parks and drive to the beach instead of flying.

Great thread, I'm bookmarking it. Thanks.

My big a-s push is to never have social medias because you will actually do great things in life without wasting your time. Get it!

I bought an air fryer. Amazing how cheap you can make chicken wings for.

A can of beans instead of meat reduces the grocery bill and gives you protein..

All juice, soda, tea replaced with water…

Antenna - ditch cable - fu-k sports, its all fake anyway

As @eri said below - buy generic

Coupons

A bidet will help you eliminate spend on toilet paper

Cancel unused subscriptions and runk coffee ☕️ only at home 🏠

I had 60k in cc debt, some of tips listed here helped me pay off that mess

Hello everybody the most important thing during stressful times is to make sure you getting enough sustenance and treating yourself. Some suggestion include

• get you some Buffalo boneless wings and tendies along with a large fry
• for a tropical vacation get you some starburst and skittles and wash them down with some orange fanta
• get you you a Lil Yachty Platinum Deluxe Rap Snack Mystery Sampler™️ at participating gas stations
• wash down a bag of fun onions with some Alize

These are just a few of the options available to help satisfact your stress management needs

Work about 16 hours a day so you’re too busy to spend any $$$

Buy generic, switch to a discount phone carrier, meal prep, pack your own lunch, make your own coffee, use coupons and digital app deals, look for credit card discounts, don’t shop when hungry, drink more water, repair clothes, go to different grocery stores for different sale items, google free things to do this weekend in your city, stop scrolling and learn a new skill

The person who said “turn off lights” is probably my father.

I was unaware he was frequenting this forum too

Tap water is bad for health.

Buy a filter, $200 filter will be fine

Quit alcohol, do your own nails, hair, eyebrows, eyelashes, lips, skin care, home improvements, painting & design, car maintenance, dog training, laundry/ironing, & grow fruit trees instead of a lawn (in Cali or SW)

Close the door, window, fridge
Tap water is fine
Turn out lights
Don't run the tap
Adjust thermostat
Use LED bulbs
Public Library
Pay Cash
Carry no Credit Card Balance
Walk / Bicycle
Watch Free Streaming Channels
Buy Nothing Facebook Group
Sell your unused stuff
Go to the beach, park
Camping vacation