Keep in mind that an increase in interest rates will lower the lump sum value (unless you were hired after the pension was changed).
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Another advantage of rolling it over to 401k or IRA is that you can more easily liquidate all or part of it if you need to at any time.
Use your retirement calculator on Benefits website to see how the pension grows over next 13 years vs lump sum today. Then talk with a real investment advisor.
It depends. Are you the type of person that wants more control over your money and how it is invested (if so, roll it over)? Or are you the type that trusts in large companies and think their pension managers would do a better job than you (if so, keep it in place)? Do you want the convenience of all of your retirement savings in one account with one brokerage company? Or do you prefer the flexibility of having your money spread out amongst multiple accounts?
roll over to 401k. Then you can invest it in the things you want and maybe more aggressively so it will grow more over time.