Whether you are employed, unemployed or retired - can you please share what you pay for health insurance and what do you use? Is it Cobra, ACA, other private insurance?
10 replies (most recent on top)
When we had three kids on IBM plan we saved over $5,000 a year by moving to spouses plan. IBM plans are not good at all.
About $2K/mo for wife and I... Dental included. Will be switching to Medicare very soon.
I use my spouse non IBM plan for two adults, two children, about $500/month. IBM was double. I believe IBM is making money off this and it is a major factor behind age descrimination. Older employees have higher risk of serious illness, heart, cancer, stroke.....
IBM Cobra approx. $1350 per month for spouse and myself. Basic medical and dental. Will transition to FHA before Medicare.
I left IBM in 2018, and switched off of IBM insurance a few years prior to that in favor of my spouse’s coverage. Their coverage became extremely expensive for large families when they started charging an additional amount for every child instead of capping charges at two kids. When I was covering myself, my spouse, and our four kids it was costing us over $900 per month. Our expense was cut in half when we moved to my spouse’s employer coverage.
Nothing. Don't live in the USA.
IBM Retiree - 1937.00 per month for wife and I (including dental)... Fortunately, I have FHA to help defer cost. Too young for medicare...
Retired. Cobra was 700 per month (EPO plan 150 dollar deductible) Dental was 60
Post Cobra 1050 per month (EPO 150 dollar deductible). Dental is 47
The FHA covers IBM’s health care mark up. (Yes IBM runs retiree health care as a profit center. Approx 70% mark up)
Retired, 780 dollars a month with a 6700 deduction. IBM Cobra . It’s really bad , so was the payout of one months salary.
Private through IBM, $50 (for myself only) a month... used to be $0. Can't complain and certainly don't want to see medicare for all!!!