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Something feels off..

I've be at NM for a decade, working in tech. Idk if it's just me, but I feel like the recent reorg emails and town halls have been more fluff-filled than I've ever experienced at NM. I've been genuinely shocked at how many words are said and written without actually conveying anything of meaning, or adding any clarity. I don't remember it being this bad. Is this a testament to the age of ChatGPT where we're now seeing our leaders convey purely AI-generated fluff? Or is this just a testament to new SLT members not being as personable as previous years? I know I'm not the only one feeling a bit unsettled by recent SLT communication, but I don't know how widespread that feeling is.


Earnings “Watch party”

The tone deafness is staggering. Come one, come all, even though 1 in 4 of you are on borrowed time. But no worries, you can retire on your 10 shares of Burger King stock. Come and hear our overlords drone on about P-M, AI, the analysts who will be running the company as we kick you to the curb.


Is colocation back?

Wealth and brokerage have been struggling with their strategy for better part of last 2 years.

Every couple months there's an org update email followed by period of radio silence and generic "We will get through this together" bs during AAM

Recent colocation posts have reignited the debate on how the new HR wants to proceed.

My takeaway is, if you're a executive CIO reading this post, what pleasure do you get in associates going through stress, anxiety throughout the year???

Why can't you let someone be who just wants to keep their head down and work?????


and another thing........

When we book travel through DXC’s preferred system, we’re treated to a delightful spectrum of hotel options — everything from “character‑building budget charm” to “I could accidentally spend £1,500 this week and still not find the minibar.”
But the moment you try to claim sustenance expenses, the system suddenly becomes the strictest accountant in the Western Hemisphere. The £50 daily allowance is perfectly reasonable (unless you’re in a capital city, where £50 buys you a coffee and the right to smell someone else’s lunch). Yet submit a meal that’s even 1p over and the system reacts like you’ve attempted financial treason: flashing warnings, red alerts, and a polite suggestion to pay for your own dinner like a naughty schoolchild.
Personally, I rarely hit the daily limit — unless the hotel decides breakfast is an optional luxury, but that’s a separate therapy session. Still, if you’re away for seven nights, that’s £350 total. It would be far more sensible if we could use that flexibly. Some nights you might grab a McDonald’s for under a tenner, and on others you might want to try a decent independent restaurant, or just eat in the hotel without feeling like you’re committing an administrative crime.
Anyway… I realise these are very much first‑world problems. But still — mildly entertaining ones.


2026 North Star

Top 10 sports jargon that Nike will use as business strategy in 2026:

  1. No pain no gain
  2. No blood no foul
  3. Just rub some dirt on it
  4. Trust the process
  5. Defense wins championships
  6. Both teams played hard
  7. It’s a business
  8. We can make the play-in
  9. If you’re not cheating, you’re not trying
    … And my favorite at number 1
  10. Ball don’t lie!

New "Confidential" Engagement Survey Distributed Today!

Per MH: "Treat it like a 20-minute Wellness Week. In other words, just focus on that thing like nothing else and make sure that you give us the feedback we wanna hear from you."

Nothing says "wellness" like forced tasks and giving them the feedback they want to hear. Plus everything will stay the same or be worse.


Search “Executive” in askAT&T Prompt Catalog

All bootlickers - Go check out askAT&T’s prompt catalog and put “Executive” in the search bar. Here, you can see how the executives you worship & believe should be paid so much, actually do nothing. The executive update you received, was just a GenAI prompt that look them 5 seconds to generate. The headcount reduction email you received? 3 seconds to generate.

AI has already replaced 90% of these executives jobs, they want you to believe that they are irreplaceable and that you are what needs replacing.

What’s your favorite? My favorite is the “Critical Thinking Companion” that the executives need to critically think! Very telling of the state of the company


Silence is Violence

Yet again, the Briefly focuses on AI and continues to ignore what’s happening right now. It’s becoming truly concerning. Also, Melissa Kramer’s message only go to Minneapolis-based TMs? This is serious news with major media coverage, and it should’ve been communicated to all TMs. Whatever happened to Target Together? They’re just allowing us to be targets of federal agents.


Is this for real??? Or some impractical joke???

I started a role 3 months back from Ohio, I had to relocate for the role to Boston per contract (which I did at my own expense)

However, I had asked if I can instead relocate to Westlake as I have family there, for which I said No.

This morning my manager told me, my position will be moved to Westlake.

You can't seriously be kidding with this BS?????

I now have 3 months to find a new role within fidelity or let my snake of a manager know in two weeks if I'll be able to relocate to Westlake (at my own expense again)

Fidelity has become a joke!!!!! I wish I took some of the other posts seriously before taking up the offer.


5 day RTO is here.

Well the long awaited 5-day RTO announcement finally came and in PNC fashion it was an email instead of being covered by the executives at their all hands. Obviously they didn’t want the questions or responses. Demchak is so disconnected from reality it’s comical. Good luck to folks that have been hybrid remote since well before the pandemic, a detail most in leadership seem to forget. Can’t wait for the talent to leave in troves to get paid what they’re worth.

Company wide email to come later this week. Only managers received the communication for now.


More on capitalism and our system

It seems like there are some disagreements about my previous post on capitalism. Let me explain more, and you don’t have to agree with it — that’s totally fine.

  1. In the last post, some of you said there are many welfare abusers in this country. I do agree there are abusers, but that’s only a small percentage of people. If you work at BNY, you are probably not eligible for any type of benefits.

  2. The government pays for the benefits, but where do the benefits go? Most of them go to the healthcare industry and food stamps. As we all know, healthcare is notoriously expensive in the US because the priority goal for hospitals is to chase maximum profits. Isn’t this capitalism at its peak?

  3. By now, most people would think, “Oh, so you just want communism.” The answer is no. The opposite of capitalism is not communism. We need to fix our current system so that most profits won’t go to the top 1 percent. The benefits that the government spends on people are bananas compared to the taxes that the top 1 percent have avoided.

  4. Capitalism chases monopoly. In this country, our food, water, electricity, banks, and healthcare industries are dominated by very few companies. If you really like competition, then how is this a fair game?

  5. For most companies, there is only one goal for CEOs — the stock price. When companies make money, most of it goes to executives and stock buybacks. Just use our company as an example: our main business hasn’t grown for years, but the stock price is going up. Why? That’s because the executives cut back our benefits and outsourced. They used the money being saved to buy back stock.

  6. We have the most Fortune 500 companies, and yet they only pay 9 percent of all government income taxes. Let that sink in for a moment. Where did all the money go?

  7. Let’s take insulin as an example. The price of insulin is 8 to 10 times higher than in other countries, yet the cost to make insulin is extremely low. The same logic can pretty much apply to other industries as well.

Overall, if this is really capitalism, then it’s not functioning very well — at least for 90 percent of Americans.


Newer hires: total letdown?

Many have commented on the change in culture and how the company has changed for the worse. Does a lot of this have to do with the newer hires over the past few years?

The company has hired a lot of new people and to be fair some have been good. However in many cases it looks like the company’s hired a lot of mediocre employees. It feels like the company used to hire the best of the best. Recently it feels like the scraps are getting picked up.

What does everyone think?


I'm glad I refused to relo

I left, and I was lucky to find a decent job. I can imagine the extra anxiety people who relocated have been going through. After the expensive move and all the other costs, including to your social life and consequences for family members, the very real possibility of losing your job anyway must be eating at people. Companies truly treat us like trash.


Reminder: being dedicated won't help you

It absolutely doesn't matter how hard you work, how much overtime you do, or how critical your role is. There's no rationale for selecting people for layoffs beyond immediate profits. I suspect people claiming 2026 will be worse than 2025 are right. Act accordingly, so you won't have any regrets when they boot you anyway.


I'd leave if I could

I'm only at this place because my wife has a really good job locally. Otherwise, I'd be long gone. I've worked at several of our competitors, and the issues here are something else entirely. It's like everybody who's here is either just starting out, actively looking to leave, or trapped like I am. It all boils down to management creating an impossible situation for everyone trying to do the work.


The cost of consensus

I’m concerned that a significant challenge at TIAA is the lack of constructive disagreement in our culture. From what I’ve observed and heard, there appears to be a top-down directive approach where decisions flow in one direction without meaningful dialogue. There seems to be limited opportunity for thoughtful debate or questioning of strategic decisions. Functions like Communications, HR, and Marketing—which bring valuable expertise and perspective—appear constrained in their ability to contribute meaningfully to discussions that affect employees and participants. Instead, there may be a culture where concerns about potential consequences discourage candid input.
I’m curious whether others feel they have genuine space to respectfully challenge ideas within their teams and with leadership. I’ve worked at organizations that intentionally created forums designed to counter groupthink and actively sought diverse perspectives, which consistently produced stronger outcomes. Without the ability to engage in constructive disagreement, we risk limiting innovation and creating frustration among talented professionals who have insights to share.
I wonder: Do people at the Executive Committee level and throughout the organization feel empowered to voice alternative viewpoints? Are we fostering an environment where the best ideas win, regardless of hierarchy, or are we inadvertently limiting our potential by relying too heavily on unidirectional decision-making?