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Balance Transfer Upsell what a joke

So for those that don't know there will be a lot of upselling for Balance Transfers starting in March. They'll try to bait you, "we are offering 0% Balance Transfers with a fee of 4.99%, will you be willing to take this offer?" lol

This is supposedly US Bank's leadership goals for 2026. They want the reps to hit 70% and try to upsell to customers that don't need to do balance transfers. Also, once you find out how Balance Transfers work you'll be kicking yourself paying more in Interest and paying the bank more than what you asked for.

Do operations managers think this is a smart move? Guarantee this will fail. They predict these sells through their programs lol. smh GK is d-mb as a brick to think this will help them


Accenture Canada places 200 employees on redeployment.

Hearing some wild news from a former colleague out of the Canadian Federal group today.
Apparently, a massive engagement was terminated or paused effective immediately, sending 200+ people back to the bench overnight.
Looks like Leadership is keeping the details tight-lipped. Anyone know if this is a sign of broader public sector budget cuts or just a specific project imploding? Seems like a huge hit even for a firm this size.


These AI Initiatives Are Going to Destroy This Company's Tech

Leadership is STILL going all-in on this insane, stupid idea that AI needs to be a part of every product in this company. That every engineering team needs to be shoving resource intensive LLMs into their application no matter if the use-case of AI is.. useful. Otherwise they lose out on funding.

The critical, cognitive defect of these re--rds is astounding. Engineers who do actual work are either fleeing en masse, quiet quitting, or burning themselves out as they struggle to keep pace with the level of stupidity from their leaders.

I have NEVER in my time here seen something so astoundingly fu--ing stupid, and there's been a lot of astoundingly stupid things from our braindead leaders. As much as they gray-haired boomers liked to bring up buzzwords like ML, blockchain, etc. I never recall an initiative that EVERY team needs to be working with ML, or arbitrarily shove blockchain into their application.

It'd be one thing if they were simply asking engineers to use AI in some way, i.e. Copilot, ChatGPT, etc. It's another thing to have them invest actual time, resources, and FUNDING into throwing chatbots uselessly into their apps.

This is insanely disastrous and has gone on long enough from our negligent leaders. This DOES NOT "better serve our customers," in fact it does quite the opposite. This is a malevolent use of funding.


Goals

Our goals were rolled down to us from senior leadership.

They are not measurable, vague, and for several it is unclear how they are applicable to our job.

I would expect clearly defined, measurable goals - not this hot garbage.

I feel like it is clear that they are trying to set us up for failure.


Return to office

Us together is better. We must return to the office to increase collaboration. Whoever created the new seating assignments didn't make any effort to keep teams together. Collaboration with anyone BUT your own team. What a joke and an embarrassment for leadership. Rather than fixing it, they doubled down! Who's in charge of the CF $hit$how?!


TrueCar Cuts Workforce After Founder Reacquires Company

TrueCar today reduced its staff by 30%. This action follows the company's recent privatization. Founder Scott Painter led a $227 million acquisition of the company. Painter also rejoined TrueCar as its chief executive. New leadership reevaluated operations, leading to these layoffs.

https://www.autofinancenews.net/allposts/risk-management/truecar-lays-off-30-of-staff-amid-reorganization/


Bank restructuring

So today was the first day of phase 1 of this bank restructuring/re-org. Not only was my team disbanded, but our BA & BBPC were impacted on January 28, and those 2 did a ton of work and were the main reasons we were able to closeout our 6 issues on time last year. With them now gone, someone has to pick up that work, so it landed on ME! So now I’m on this new team, handling a different product, so not only I’m I having to learn this product, but the work from our BA & BBPC still falls on me, I asked my new ED about this, she only said “we haven’t fully thought all this out yet, but stick with us, we’re all learning on the spot.”

Learning on the spot, what genius thought this re-org was a great idea? Was it Mike Moran and the 3rd party consultant group he brought in last year? This is going to be a huge cluster f_ck before it’s all said and done.


Have Xerox advised Aston Martin F1

It is incredible that as soon as Xerox sponsor the Aston Martin F1 Team their performance goes backwards.

Despite having Adrian Newey join the team, the car is at the back of the grid ahead of the 2026 season.

No doubt the CMO will be smiling and pressing the flesh at as many F1 races this year as he can.

Lovely guy.

Might even take his sons with him.


Fair warning about goals

I met with my leader this week about my goals this year. I presented to them what I felt was a skill I needed to grow in that directly affects my work and meeting business goals. It was also something mentioned in my review as something to focus on this year. My leader didn’t agree that the goal made sense and that it was ambitious enough, even though I had a clear case as to why it was.
What this tells me is that they are actively positioning to set people up for failure or lower comp again next year. Never ever in my career have I had a leader tell me they disagreed with a goal of mine. Especially one that is directly tied to work. It’s not like I made a goal to take extra lunches or see how many pencils I can sharpen in a day.


Legacy Xerox Employees tossed the Global Imaging Playbook in the trash.. so why not Lexmark’s?

Legacy Xerox Employees like to turn you in / setup red tape as much as possible.. almost purposely trying to add on multiple layers so that absolutely nothing gets done…. Things went out the door when the company they purchased to be the true backbone going into the future (Global) started transforming into XBS and the entire Global Business Solutions playbook that worked beyond dreams for soooo long was just thoughtlessly tossed it the trash …


Just AI it

Nike's motto is "Just do it". Today we learned that Sabre's new motto is "Just AI it". Perfect.

How are we supposed to get the work done after you laid off all the people who could do the work.

Just AI it.

Have you ever used AI to do anything that needed to not onky be done but also done correctly without AI slop hallucinations?

Just AI it.

Just 10x it by using AI

Just agenticly AI it

Just vibe code it

Hey how do we get the stock price back up to $20?

Just AI it?

I can tell you what, AI could replace you and your ivory tower AI fantasies.

For those of us living in the real world, no we cannot just AI it.


Clean up and it’s time for Tom to leave.

Hopefully Tom will be out and we can begin to see stock price increase. His entire EVP suite has left he has eliminated everyone except his buddy who is now the chief revenue officer. When will he self reflect and realize that the problem is still here .. we’re hopefully moving in the direction of him leaving and new leadership taking over hopefully stronger better leadership because leadership is where bd fails miserably. It’s either pre Madonnas , or passive tone deaf useless VP’s who are so out of the touch with the plants and the business. It’s time to


Weak and naive leadership

The medical device industry has experienced consistent growth year over year, yet BDX stock has grown < 1% over the past 5 years.

This poor performance is due to weak and naive leadership that learns and then obsesses about basic principles like kaizen (which has been around for decades and should have always been a basic way of working).

Last year leadership came to the amazing revelation that they need to focus on marketing and revenue growth! This of course only happened after the stock plummeted.

lol.

The company has a low level of debt relative to equity which would make it ripe for acquisition but with this place, nothing would surprise me.

It all depends on the BOD and how much longer they’re willing to tolerate the CEO and the company’s underperformance.


Layoffs bug or a feature?

The cover story for layoffs is that the financial incompetence of leadership led to layoffs, but, in fact, the impact of layoffs seems to be a rise in Authoritarian management practices (do this or we’ll axe you, whether you like it or not), which leads one to wonder if that was not always the point?
Foreigners in management coming from corrupt and inbred home countries cannot be expected to understand the drive and spirit that made Silicon Valley unique and powerful, so, in the mockery of imitating greatness, they replace inspiration with the whip?


Dell is dying / dead

Everybody knows it. Continuous layoffs. Plummeting stock price. Customers pulling Dell footprint. No innovation. No enterprise solution portfolio worh a sh-t. Quality hemoraging. Support on life support. Clueless leadership. No AI relevance. Just low-cost, low-margin cheap hardware, that's it. To be honest, that's all Dell really ever was.


facts

the fact of the matter is these leaders are not serious people. they allow pockets of legacy people to continue to obstruct progress and not streamline the organization. as long as offices like polaris exist, this stock is heading to $30


Delusional - standing ovation!

SF isn’t going anywhere: she appears committed to steering the company in the wrong direction, alongside her puppet minions; Toohey, Kehoe and Beatty.

We exceeded our targets largely because we reduced the workforce by 15k. The employees who remain are carrying significantly heavier workloads, with more responsibilities on their plates and no meaningful automation or improved processes to support them. New ways of working is just a facade.

We’ve invested millions in McKinsey, including commissions tied to projected savings effectively keeping them afloat only to see consultants and leadership reverse course on recommendations made two to three years ago. Well done Chief Executive officer and Chief financial officer!

We position ourselves as a global company, yet we don’t truly operate like one. Investment in senior roles and promotions is heavily concentrated in the U.S., while long-standing employees in other regions are seeing their roles downgraded and the value of their careers diminished. Let’s applaud our chief of people!

There also seems to be a disconnect even a sense of delusion in celebrating a 73% “recommend as a place to work” score. Many employees are worried about job security, have seen benefits reduced, and are under constant pressure from managers to “just get on with it.” The prevailing sentiment is that FIS does not genuinely care about its people. Well done chief of people!

And yet, we’re setting a goal to increase client NPS by 10 points. We’re still in negative territory the ambition appears to be to frustrate clients slightly less, rather than meaningfully improve their experience. Well done chief of clients!


Houston Downtown Unassigned & Hess

Houston is modernizing the buildings based on the San Ramon model and we promise you will only move to the unassigned model in a modernized space. You’re going to love it.

What is the mood knowing they broke that commitment and are now awkwardly and cowardly backtracking by possibly bringing the Hess building into play?

Btw, MN was the decider to force everyone into unassigned. Now RB is trying to clean up his mess.


How is it going in Verizon India

Leaders are clueless. Everything is a priority as everyone needs to save themselves. No support from your supervisor. Only burnout remains with us. Layoff or rebadging dates are mystery.

Save yourself and find an opportunity outside. Otherwise you will also be thrown out as Shankar's photo from cafeteria. Don't get used in place where is absolute no clarity. Invest only on yourself


What does first shift do, really?

Why in the world do they come in throwing their weight around, expecting that to change anything? They also have to be the most disorganized group! Hey, we are doing this this way. Then the next day they come in screaming like children who didn’t get their candy saying “I want it this way!” . Make up your mind because no one even thinks you know how you want it! While we are in first shift why in the world do they have supervisors under the en that work a completely different shift? Then write your yearly’s and mid-years? Fortunately, I have a boss that fights for me but some other shifts are not that fortunate! First shift is completely useless other than they are too full of themselves and want to be heard every morning at pass down.
The issue is now coming in yelling and changing your mind no one can take them seriously. For a huge organization it’s not very organized at all! This by the way is why you don’t hire interns out of college and put them in leadership roles, leadership has to be taught or they will fail to lead properly!


Failing Upwards

As a C-Suite executive, we can mention him on the board. Srini Krish is a prime example of how Fiserv only seems to elevate mediocre or even poor leaders. He’s sat in charge while infrastructure and development has sunk to record lows, driving away hundreds of long term customers. Now he’s in charge of even more? Please make it make sense.